When your core banking system is so deeply integrated that exit would halt operations, you are not negotiating with a vendor. You are paying rent to a landlord.
The payments landscape is transforming faster than any time in history. Real-time rails, stablecoins, and API-driven infrastructure are converging to create a future where money moves as freely as information.
Control over customer and ledger data is a prerequisite for safety, soundness, and fiduciary responsibility—not a technical nice-to-have.