Who we are
Bankers who got tired of traditional banking platforms
So we started a company.
Innovated a platform.
...and started a revolution.
Our Mission
Disrupt everything.
We're not here to increment. We're here to replace — legacy code, legacy thinking, legacy compromises. Here's how:
Replace Legacy Cores with Real-Time Infrastructure
No wrappers. No bridges. No batch jobs. We rebuild from the ground up — secure, composable, and ready for 24/7/365 banking.
Fuse AI Into the Heart of Banking
Intelligence shouldn't sit on top. It should run through the core. With CLARA, every decision — from credit risk to customer engagement — is powered by real-time data and explainable AI.
Collapse Silos Across Fraud, Cyber, and Compliance
Security shouldn't be stitched together. DarkMatter Synergy unifies fraud, BSA, AML, and cyber into a single control plane — so risk gets handled before it becomes loss.
Eliminate Vendor Sprawl
One platform. One contract. No Frankenstein cores. We deliver everything banks need — from digital onboarding to analytics — so you can sunset 12 contracts and stop duct-taping your tech stack.
Give Banks Their Speed Back
Why wait 4 months to launch a product that'll be outdated in two? Why spend 6+ months on core conversions? We reduce deployment cycles from quarters to weeks, letting bankers move at the speed of the market — or faster.
Design Principles
Built Right. Secured by Design.
At ADAPFIN, quality isn't a phase — it's a principle.
Engineering Excellence
We engineer our platform using industry-leading best practices to deliver clean, maintainable, and scalable code. Every product is designed with regulatory compliance in mind, aligning with FFIEC, GLBA, SOC 2, and ISO 27001 standards from day one.
Security isn't bolted on — it's built in.
Zero-Trust Architecture
Our platform is powered by an embedded zero-trust architecture that treats every request as untrusted until proven otherwise. From codebase to cloud, we've designed our systems with native controls for identity, telemetry, and threat response.
We also deliver our software in isolated, single-tenant environments — ensuring that each bank operates independently, with no shared infrastructure and no cross-institution risk.
Our Security Promise
Isolation Architecture
Every bank gets their own dedicated environment. No shared databases, no cross-tenant data leakage, no compromises.
Our Principles
We design our platforms with a single goal in mind: Disrupt
Legacy systems that hold banks back from serving their customers with the speed, intelligence, and personalization they deserve.
Every decision we make—from architecture to user experience—is guided by principles forged in the reality of modern banking operations.
These values aren't aspirational. They're operational. They're how we work, how we build, and how we measure success.
We've been in the trenches. Our platform isn't theory—it's built from the firsthand frustrations of banking executives, product leaders, technologists, and security professionals who lived the shortcomings of outdated systems. We lead with empathy because we've been the customer.
"We weren't outsiders looking to disrupt banking. We were insiders who got tired of watching banking be disrupted from the outside."
Committed to our community
Born and raised in Philadelphia, we support initiatives that build stronger, more inclusive communities.
Women in Cybersecurity (WiCyS)
Supporting women in technology through mentorship, education, and career development programs.
Girls Who Code
Empowering the next generation of female technologists with coding education and career support.
Community Gardens
Supporting urban agriculture and sustainable food systems in Philadelphia neighborhoods.
Community Banking
Partnering with local banks to strengthen financial inclusion and economic development.
Case Studies
Built to deliver outcomes for every seat in the bank.
From CEO to analyst, from front office to back end — ADAPFIN drives better decisions, faster.
Decision-Enabling Data
Regional Bank CEO Sarah needed real-time visibility into customer behavior during economic uncertainty. ADAPFIN's executive dashboard revealed a 15% shift toward high-yield savings, allowing her team to launch a competitive product in 3 weeks instead of 6 months.
Result: 23% increase in deposit retention
Read Full Case StudyCreating Just-in-Time Products
Community bank struggled with manual cross-selling. CLARA AI analyzed customer transaction patterns and automatically triggered personalized loan offers via mobile app when customers showed qualifying behavior patterns.
Result: 340% increase in loan conversion rates
Read Full Case StudyImproving the Bottom Line
$2B credit union was spending $1.2M annually on 8 separate vendor contracts for core, fraud, compliance, and customer experience. ADAPFIN consolidated everything into one platform.
Result: $480K annual savings, 60% fewer vendor relationships
Read Full Case StudyProactive Risk Management
Regional bank's risk team needed better portfolio analysis during rising interest rates. ADAPFIN's built-in analytics enabled stress testing across customer segments, products, and geographic regions in real-time.
Result: 45% faster regulatory reporting, proactive risk mitigation
Read Full Case StudyAutomated SAR Drafts
Compliance team at mid-size bank was manually reviewing 2,000+ transactions daily for suspicious activity. DarkMatter reduced false positives by 70% and auto-generated SAR drafts for genuine cases.
Result: 75% reduction in manual review time
Read Full Case StudyGetting Closer to Your Customers
Community bank's outdated mobile app had 2.1-star rating. ADAPFIN's integrated customer experience platform delivered modern UI/UX without additional vendor contracts or development costs.
Result: 4.6-star app rating, 85% increase in mobile adoption
Read Full Case StudyBe part of something great
Join our team of builders, dreamers, and problem-solvers who are reshaping the future of banking technology.
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