Treasury
Nucleus BankOS moduleThe treasury desk on the live ledger.
Vault is a Nucleus BankOS module that runs bank treasury on the core ledger. Liquidity, ALM, rate risk, funds-transfer pricing, securities and FX share one real-time position and one set of controls.
At a glance
- What it is
- Treasury and ALM on the core
- Runs on
- Nucleus BankOS, same live ledger
- Position
- Real-time, no overnight extract
- Pricing
- Governed funds-transfer pricing, bank-wide
- Execution controls
- Dual control and per-trader authority limits
- FX
- Live rate engine with intraday marks
- Liquidity
- ALM
- Rate risk
- FTP
- Securities
- Wholesale funding
- FX desk
- Stress testing
What it does
A treasury desk that acts, not just reports.
A command center on a live position
Liquidity, ALM and rate risk read straight from the core, so the treasurer sees today’s position. A scenario sandbox handles the long-horizon questions.
Funds-transfer pricing, wired in
FTP is a governed surface with edit and approval controls. It feeds the same curve the rest of the bank prices against.
Controls inside the trade
Securities and wholesale-funding trades carry dual control and per-trader authority limits. Anything over a trader’s authority routes for approval automatically.
- Within authority: execute
- Over authority: routes for approval
- Every step on the audit log
An FX desk on live rates
Positions, USD equivalents and mark-to-market price against a live rate engine anchored to reference rates. No stale daily fix.
Specifications
Capabilities
| Liquidity | Real-time cash and liquidity position from the core ledger |
|---|---|
| ALM and rate risk | Asset-liability management and interest-rate risk on live balances |
| Scenarios | Rate and stress scenarios against the real balance sheet, by segment, product and geography |
| Funds-transfer pricing | Governed curve with edit and approval controls |
|---|---|
| Securities and funding | Execution with dual control and a treasury approval chain |
| Authority limits | Configurable per trader; over-limit trades route for approval |
| FX | Live, reference-anchored rates with intraday movement |
| Region-aware compliance | Jurisdiction surfaces, including Mexico CNBV and Banxico, switch on only where they apply |
|---|
Questions
Vault: what banks ask
What is Vault?
Vault is the Nucleus BankOS module for bank treasury. Liquidity, ALM, rate risk, funds-transfer pricing, securities, wholesale funding and FX run on the same live ledger as the rest of the bank.
How is Vault different from a standalone treasury system?
It reads the position from the core instead of from a nightly extract. There is one position, one set of prices and one control environment, with no reconciliation between treasury and the ledger.
How are trading limits controlled?
Each trader has a configurable authority limit and execution carries dual control. Trades above a trader’s authority route through the treasury approval chain automatically, and every step is logged.
Can Vault run stress tests?
Yes. A scenario sandbox runs rate and stress scenarios against the real balance sheet before capital is committed.
Does Vault require Nucleus BankOS?
Yes. Vault is a module that runs on the Nucleus BankOS ledger.
Bring the workflow you want to change.
A working session with the founders on your use case, your core and your first step.