Vault: Treasury for Nucleus BankOS
The treasury desk on the live ledger.
Your treasury shouldn’t be a spreadsheet bolted to the side of the bank. It should be the bank — liquidity, FTP, securities, ALM, and the FX desk all running on the same live ledger as everything else.
One position. In real time. With the controls built in.
Treasury · Live Position
As of now · read from the core
128%
LCR
114%
NSFR
+$340M
Intraday net
Treasury has always lived in a strange place
The treasurer sees yesterday’s position today.
The function responsible for liquidity, funding, and rate risk runs out of a patchwork of spreadsheets, vendor terminals, and end-of-day extracts. FTP is recomputed in a workbook nobody fully trusts, and every trade that moves real money relies on a control environment held together by email approvals.
The old way · bolted on
- Spreadsheets, vendor terminals, end-of-day extracts
- The treasurer sees yesterday’s position today
- FTP recomputed in a workbook nobody trusts
- Controls held together by email approvals
With Vault · on the core
- One live ledger — no extract, no overnight reconciliation
- The position the treasurer sees is the position
- FTP wired in, feeding the whole bank’s prices
- Dual control and authority enforced at execution
Treasury stops being a reporting function looking backward and becomes an operating function acting in real time.
What it does
A treasury desk that acts, not just reports.
Command center
A command center on a live position.
Liquidity, ALM, and rate risk read straight from the core, so the treasurer’s view is current — not a batch snapshot from last night. Intraday operations get their own real-time surface; long-horizon questions get a dedicated scenario sandbox.
- Liquidity, ALM & rate risk, live
- Real-time intraday surface
- Dedicated scenario sandbox
- No overnight extract
$2.4B
Liquidity
−1.8%
ALM gap
+2.1%
EVE
Funds-transfer pricing
Funds-transfer pricing that’s actually wired in.
FTP isn’t a spreadsheet that gets blessed once a quarter — it’s a governed surface inside the platform, with edit and approval controls, feeding the same numbers the rest of the bank prices against.
- Governed FTP surface
- Edit & approval controls
- One curve, bank-wide
- No quarterly workbook ritual
The same curve the whole bank prices against.
Execution
Execution with the controls built into the trade.
Securities and wholesale-funding execution carry dual control and a treasury-execution approval chain as intrinsic guardrails, plus configurable per-trader authority limits. Execute within your authority; anything above it routes for approval automatically — enforced at the moment of execution, not in a policy document.
- Dual control on execution
- Per-trader authority limits
- Over-limit auto-routes for approval
- Enforced at execution
Within $50M trader authority · dual control met
Exceeds authority · approval chain engaged automatically
Enforced at the moment of execution.
FX desk
An FX desk on live rates.
The desk prices against a live FX rate engine — anchored to reference rates with intraday movement — so positions, USD-equivalents, and mark-to-market reflect the market, not a stale daily fix.
- Live FX rate engine
- Anchored + intraday movement
- Live USD-equivalents
- Mark-to-market on the market
Anchored to reference rates · intraday movement.
Scenario and stress on demand
A simulation sandbox runs rate and stress scenarios against the real balance sheet — modeling the next move before committing capital to it.
Built for where you operate
Region-aware compliance — including a Mexico CNBV/Banxico surface — switches on only where the regulatory framework applies.
The proof point
A desk that reports on the bank, or one that runs it.
Because Vault runs on the core instead of beside it, there’s one position, one set of prices, and one control environment for the entire treasury function.
One position
Liquidity, ALM, and rate risk read straight from the core. The position the treasurer sees is the position — not last night’s batch.
One set of prices
Funds-transfer pricing is a governed surface inside the platform, feeding the same numbers the rest of the bank prices against.
One control environment
Dual control and per-trader authority are enforced in the act of trading — not reconstructed afterward in an audit.
One source of truth
No extract, no overnight reconciliation, no second version. Treasury runs on the same live ledger as the rest of the bank.
The treasury desk that is the bank, not beside it.
Vault runs on Nucleus BankOS — the same live ledger, identity, and controls as the rest of your bank. See it on your own data, or join the founding-partner cohort.