Solution Brief · Open Banking & Payments
Modern payment rails, without spending millions to add them.
Every payment should be fast, intelligent, and reconciled to the ledger the moment it settles. Run the rails and the API delivery on the same core — not on a stack of integrations.
The problem
Bolted-on payments
- Each rail a separate vendor integration
- Reconciliation lag and break queues
- Open-banking APIs as an afterthought
- No single view of payment risk
On Adapfin
- FedNow, RTP, ACH & wire on one surface
- Settled straight to the live ledger
- API delivery built in via Fabric
- Payment risk correlated in real time
What runs it
How it fits
It holds together because every Adapfin product runs on one core:
One ledger
Every product posts to the same double-entry GL — no extracts, no second version of the truth.
One customer identity
The same record across deposits, lending, wealth, treasury, digital assets, and embedded brands.
One control environment
RBAC, dual control, and approval chains enforced at the moment of action.
One audit trail
Every action and decision in one immutable record — exam-ready by default.
See it with demo data, or join the founding-partner cohort.